Save the planet by saving money.

Using reusable cups is cool. But you can do better – and so can your savings. Don’t waste your time finding the right funds. Our impact monitoring does the work for you to ensure they’re good for the planet.

Start now
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Invest in climate impact.

  • 1️⃣  Download Cooler Future

  • Get the app and learn more about impact investing expert in our free courses.

  • 2️⃣  Complete the onboarding

  • Open a depot account with our partner Baader Bank in less than 10 minutes.

  • 3️⃣  Start investing

  • Choose the funds that align with your values and invest in the future.

Your money is your choice.

Instead of just sticking your money in your bank account not knowing where it ends up (maybe in fossil fuel investments), you can invest it in the world you wanna see and support the companies addressing climate change.

Find out more about your money’s impact
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Cooler Future fonds

Money doesn’t grow on trees. But it can keep ‘em growing.

A lot of funds pretend they’re green but can they prove it? We can: Think of our impact analysis as an x-ray machine. It screens over 22,000 funds to ensure they meet our high standards of climate impact and financial returns. Questions? We’re here to answer them all.

Discover our funds and selection process

We give all the Fs - Funds for Future.

Investing with impact is great. But it needs to be safe to be sustainable. That's why we partner up with professionals from the financial industry, so you can lean back and watch your money grow.

How we secure your investments
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High expectations? Same here.

Start small, think big! Although we can't foresee the future, we can make data based assumptions on how your investment could develop. Explore how you could grow your money (and climate impact!) over time.

Initial investment: 
1000
Monthly savings:
50

After

25

years, your investment is expected to grow to

ddd€

( Range between

ddd€

and

ddd€

)

This amount consists of

ddd€

invested

ddd€

profits
( before taxes, but after fees )

You would have payed

ddd€

in fees.

Capital at risk. The 3 scenarios assume average yearly fees of 1,92% (based on the average of all funds offered on Cooler Future) and average yearly returns (before fees) of 5% , 7.5% and 10% (based on historic performance and reasonable assumptions of long term equity market development, which is not a guarantee for future performance and only serves as a base for assumptions). For example, the average 3yr annualised (yearly) return for the period 2019-2022 of the funds on the Cooler Future platform has been 11.52% before fees (as of 26/07/2022).

What our community says about Cooler Future:

Fantastic app

⭐️⭐️⭐️⭐️⭐️

I never invested before, but the sustainable approach of cooler future made me try it. I have to say it’s a fantastic way to put your money into something you believe in while also taking care of your own financial future!

Mock_B - App Store

Great app to invest better

⭐️⭐️⭐️⭐️⭐️

I feel good that I can invest in financial products that have a more positive environmental impact than the rest of the market. Also good that it’s available in an app and with info on the projected impact of my money.

con1984 - App Store

Investing with Impact

⭐️⭐️⭐️⭐️⭐️

These are the kinds of apps and initiatives that are needed to make a difference. So far, app looks clear and easy to use - and does what I'm looking for.

Ville M. - Play Store

Frequently asked questions
Help desk
What is impacting investing?
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There’s no one single solution to climate change. But with sustainable investing, we can all do our part. How? By redirecting your investments to companies that protect the natural world and build solutions for the future, you can support the world towards its transition to a green economy. Learn more here.

Will I have to pay any fees when investing via Cooler Future?
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To make sure your investments are handled with the utmost care, each fund charges a management fee plus some additional expenses, such as legal fees, auditor fees, and other operational expenses, adding up to the total costs of each fund. As the total costs are different for each fund, please refer to the Documents & Costs section of each fund on our website to see the respective costs.

How long does it take to complete a transaction?
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It usually takes 4-7 business days for a transaction to be completed. Learn more here.

Why should I trust Cooler Future with my investments?
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Cooler Future aims to provide returns while creating a positive impact on climate change. Here are a few reasons why you can trust us: we have an experienced team; we're transparent about our metrics; we partner up with top companies in the financial industry; and we take data security very seriously. Learn more here.